Bilateral Loans and Syndicated Loans

• Providing legal advice for the design and adjustment of standard terms of loan contracts
• Providing legal services for the lead bank’s syndicated loan disbursements
• Providing legal services to member banks that participate in syndicated loans

Project Financing (Real Estate Financing, Infrastructure Financing, etc.)

• Assisting with the establishment of the project company
• Conducting due diligence (including environmental and tax due diligence)
• Financing transaction structure design
• Drafting and review of transaction documents (including security documents, EPC contract, etc.)
• Assisting in negotiations
• Assisting in handling such issues as land, taxation and foreign exchange control in the project financing
• Assisting with the procedures for project examination, approval and registration with government agencies

Asset Financing (Aircraft Financing, Ship Financing, Commodities Financing, etc.)

• Assisting in designing asset financing plan
• Assisting with handling asset purchase applications
• Assisting with applying for bank guarantees, etc.
• Assisting in drafting and amending transaction documents such as credit contracts
• Assisting in negotiations
• Assisting in legal due diligence checks on the borrowers and the assets

M&A and Leveraged \Financing (including Cross-border M&A Loans and Privatization and Delisting Financing)

• Assisting initiators in formulating plans for acquisition and privatization delisting
• Assist the acquiring party in conducting legal due diligence investigation on the acquired party
• Assisting the acquirer in negotiations with the acquired party
• Assisting the acquirer/project company in applying to financial institutions for bridge or other transitional financing
• Assisting the acquirer/project company in handling legal matters such as change in registration with relevant administration for industry and commerce after the acquisition

Financial Enterprise Bonds (Financial Bonds, Subordinated Bonds, Secondary Bonds, etc.)

• Conducting legal due diligence
• Drafting relevant approval and authorization documents required for the issuance of the financial bonds
• Assisting in the preparation of issuance application documents and in completing examination and approval procedures required by competent departments
• Reviewing the documents in relation to the issuance of the financial bond and issuing of a legal opinion
• Replying to feedback from the regulatory authorities, and communicating with the examination and approval authorities on project information
• Other legal work related to the issuance of financial bonds

• Formulating the legal service scheme
• Offering legal advice on the issuance of the bonds and assisting with the drafting of relevant approval and authorization documents
• Carrying out legal due diligence investigations on the issuer and its key subsidiaries
• Communicating with other intermediaries and discussing important matters relating to the present offering
• Issuing a legal opinion in respect of the offering
• Drafting supplemental legal opinions according to the feedback opinions of the regulatory department
• Other legal work in connection with the issuance

Inter-bank Market Bonds (Short-term Financing Bills, Medium-term Notes, Ultra Short-term Financing, etc.)

• Formulating a legal service scheme
• Offering legal advice on the issuance of the bonds and assisting with the drafting of relevant approval and authorization documents
• Conducting legal due diligence investigation on the issuer and its key subsidiaries
• Verifying the registration with the NAFMII
• Analyzing and discussing major legal matters and potential legal risks with other intermediaries
• Issuing a legal opinion
• Drafting supplemental legal opinions according to the feedback opinions of regulatory authorities
• Other legal work in connection with the issuance

Asset-backed Securities (Credit Asset Securitization, Non-Performing Asset Securitization, Leasing Asset Securitization, Special Asset Securitization, Asset-Backed Notes, Real Estate Investment Trusts, etc.)

• Formulating a legal service scheme
• Participating in transaction structure design
• Providing legal advice on necessary approvals, authorizations and other relevant matters of issuance
• Conducting legal due diligence on the underlying assets and the specific originators
• Drafting relevant transaction documents
• Issuing a legal opinion
• Drafting supplemental legal opinions according to the feedback opinions of the regulatory department
• Examining the compliance of asset securitization products
• Other legal work relating to asset securitization projects

• Carrying out legal due diligence on bond issuance matters in combination with domestic and foreign regulatory requirements
• Issuing legal opinions in combination with domestic and overseas regulatory requirements
• Discussing the main terms of bond issuance and identifying related legal risks
• Connecting with other domestic and overseas intermediaries
• Other PRC legal work relating to the issuance of bonds abroad

• Design, drafting and legal implementation of standard contracts
• Drafting, modification and review of non-standard contracts
• Drafting of trading place rules, internal governance and compliance
• Drafting of rules, internal governance and compliance of clearing institutions
• Transactions, delivery and settlement of financial derivatives
• Internal governance and compliance of the futures company
• Equity securities options and over-the-counter derivatives business of securities companies
• Banking financial derivatives business
• Business of financial derivatives of state-owned enterprises
• Regulation and compliance of the cross-border financial derivative product transactions
• Smart contracts and digital assets
• Settlement of disputes over financial derivatives
• Consultation and suggestions from regulatory authorities, legislative bodies and judicial bodies.

Financing and asset transactions relating to leasing (purchase of special types of leased property)

• Assisting in handling letters of credit
• Applying to the bank for financing loans by assisting the purchase of leased assets
• Assisting in legal due diligence investigation

Establishment and merger and acquisition of a leasing company

• Assisting in applying to the competent department of finance for the operation permit of financial institutions
• Assisting in preparing the industrial and commercial registration application documents
• Assisting the establishment of a foreign-capital financial leasing company in filing an application with the corresponding commerce department
• In respect of the acquiring party to the M&A leasing company, assisting in designing M&A plans, conducting commercial negotiations, completing transaction closing and effecting changes in registered industrial and commercial items, etc.

• Assisting in the determination of rights to accounts receivables, and issuing opinions on the authenticity, legality and validity thereof
• Assisting with the verification of the legality of the assignment of accounts receivable
• Assisting in drafting transaction documents such as receivables confirmation, transfer notification letter/pledge agreement
• Assisting the borrower/funding parties in drafting rules on receivables management
• Assisting with the verification of encumbrances of accounts receivable and completing accounts receivable assignment/pledge registrations

• Assisting to demonstrate the compliance of supply chain financial model and issue related memorandum
• Assisting the fund providers in conducting legal due diligence on the core entities
• Assisting with business negotiations
• Assisting in drafting transaction documents
• Assisting with the transfer of accounts receivable and registration of pledge

Demonstration of Business Compliance

• Analysis of the compliance of financial derivative products and structured finance
• Providing legal consultancy services on compliance issues relating to the domestic operations of overseas financial institutions
• Tracking regulatory developments and advising on impact of the new regulations on the banking industry, and making proposals in response thereto
• Assisting financial enterprises in fulfilling the investor suitability obligations
• Designing compliance and risk management controls in respect of the financing and daily business of financial institutions

Drafting of Standard Documents

• In compliance with applicable laws and regulatory provisions, prepare standard format contracts, letters of authorization, risk subscription forms and other documents for bank loan business, loan business, wealth management business, private banking business and other related business.

Management of Business Systems And Business Processes

• Drafting and improving business operation specifications and guidelines in accordance with applicable laws and regulatory provisions
• Checking the business processes in an overall manner and proposing legal rectification plans for risks related to all work segments
• Providing legal consulting, training and other services on business compliance system and process

Regulatory Investigation Response And Crisis Management

• Carrying out the examination of legal risks and providing legal risk warnings in respect of administrative punishments, supervisory measures or investigations
• Providing legal advice on public relations risk management plans in response to negative media coverage

Compliance of Overseas Institutions Of Banks

• Identify prohibitive provisions and advise the bank of the applicable red lines and bottom lines in respect of overseas operations in accordance with the laws and regulations of the host country and relevant international rules
• Assisting in establishing a sound overseas compliance management system and a compliance risk identification and early warning mechanism
• Assisting the offshore entity in developing anti-money laundering, anti-corruption, anti-terrorism and other internal management systems
• Assisting in the regular investigation and straightening out of the legal compliance status of the overseas business of a bank through multi-lateral development banks
• Providing compliance training for relevant business personnel according to the requirements of clients

Entry Strategies for Financial Institutions

• Communicating with regulatory authorities on business access issues of domestic financial institutions
• Assisting in handling the access permission of financial institutions

Establishment and Modification Of Financial Institutions (Legal-Person Entities And Branches)

• Assisting in the establishment of financial enterprises or branches, including the preparation of incorporation documents, the design of internal systems, the application for administrative licensing, etc.
• Assisting the financial enterprise in modifying its business scope, including preparing application documents, formulating internal management rules, drafting business standard texts, etc. according to the regulatory requirements
• Assisting financial enterprises in withdrawing from the relevant market

M&A of Licensed Institutions Such As Banks, Insurance Companies And Trust Companies

• Assisting the acquiring party in designing the merger plan, including equity acquisition, license acquisition, etc.
• Assisting the acquiring party in conducting legal due diligence investigation on the target company
• Assisting in applying for approval of shareholder qualification, and handling the change of financial license and industrial and commercial information

Establishment and M&A of Fund Management Companies

• Providing legal schemes for establishing or acquiring a fund management company
• Assisting in the design and establishment of the equity structure and governance structure of the fund manager
• Assisting with the establishment of the fund manager’s team and verifying the number of senior officers, employees, etc. and the related professional competence requirements
• Confirm compliance of the fund manager and provide related rectification plan
• Issuing legal opinions on the registration or change of the fund manager
• Drafting, review and modification of the whole set of documents on the establishment, change and registration of fund managers
• Assisting with industrial and commercial registration, industrial and commercial amendment and system filing
• Assisting in communicating with regulatory departments and trade associations, and replying to relevant feedbacks or inquiries

Design and Issuance Of Fund Products, Trust Plans And Various Types Of Asset Management Plans

• Assisting in the design and demonstration of the overall plan for the establishment of the fund/trust product/asset management plan
• Drafting, review and revision of the entire set of trading documents established by the asset management plan, such as the fund agreement and other fund products/trust contract and other trust product/asset service agreements
• Drafting, review and modification of the complete set of application documents for record-filing of funds/trust products
• Issuance of legal opinion for the filing of fund products/trust plan/asset management plan
• Combining clients’ needs with solutions and recommendations to the legal issues that may arise from time to time in the establishment of different types of fund raising/trust plans/asset management plans
• Assisting with the communication with regulatory authorities and industry associations, and respond to relevant feedback or inquiries
• Identify the legal issues arising from the establishment, offering and filing of the fund/trust product/asset management plan, and provide pertinent suggestions

Operation of Fund Products, Trust Plans And Various Types Of Asset Management Plans

• Assisting the fund manager and fund products in establishing an internal control system and implementing risk control measures
• Assisting the fund manager and the fund product in improving the investment process, and assist in completing the establishment and implementation of the post-investment supervision mechanism
• Assisting the trustee of the trust plan and the manager of the asset management plan in demonstrating the compliance of the use of proceeds
• Providing compliance services for the daily operation of the private fund
• Assisting private fund managers and private funds to complete the annual reporting, fund self-examination and other compliance procedures in a timely manner according to laws and regulations and regulatory policies
• Assisting in the design of project exit plans, drafting of complete legal documents and negotiations

Design, Issuance And Operation Of Insurance Asset Management Products (Including Insurance Debt Investment Plan, Equity Investment Plan, Real Estate Investment Plan, Project Asset-Backed Plan, etc.)

• Design of the structure and issuance plan for insurance asset management products
• Confirming compliance of the insurance asset management products and issue a legal opinion
• Assisting the manager to establish risk isolation measures and improve risk control measures
• Confirming compliance of the use of funds raised via insurance asset management products and issue compliance opinions

Cross-border Fund Businesses such as QFII, RQFII, QDII, QDIE, QDLP, etc.

• Cross-border fund compliance review
• Issuing legal opinions for the establishment of cross-border fund
• Examination of the compliance of the investment direction of the funds
• Assisting with filing of fund products

Wealth Management and Family Trusts

• Providing legal advisory services in connection with family consultations and negotiations regarding complex marriage, property inheritance of domestic or overseas high net worth individuals
• Consultation and negotiation on other wealth management issues of high net worth clients and family members in China and abroad
• Protection of personal or family wealth and related succession planning in China and abroad
• Providing updates in relation to personal and family wealth management laws
• Cooperating with overseas intermediaries to connect with individuals and families in global wealth management business matters
• Attending overseas courts as expert witnesses in family matters for investigation

• Assisting in the formulation of an overall response plan, revision of related information disclosure, and the provision of legal services for issuers of financial products
• Assisting the investor in conducting due diligence against the defaulting entity, attending shareholders’ meeting and disposal of the defaulting product
• For trustees, assisting in reviewing their performance risks and providing legal advice on the collective rights protection of investors

Disposal of Non-performing Assets

• Making in-depth legal due diligence on the disposal of non-performing assets
• Assisting the investor to identify potential transferees, formulating the realization plan, and assessing the related legal risks
• Solving legal problems and potential risks in respect of the asset financing plan, asset transfer, splitting, divestiture and other aspects, and issuing legal analysis opinions and risk warning reports
• Draft trading documents on the transfer or divestiture of non-performing assets

Participating in Bankruptcy, Reorganization or Liquidation on behalf of Financial Institution

• Assisting in determining conditions of reorganization
• Carrying out legal due diligence on the debtor
• Assisting in establishing the reorganization plan
• Participating in the creditors’ meeting on behalf of the creditors
• Acting as an agent to apply for bankruptcy reorganization and liquidation
• Assisting with the declaration of creditor’s rights
• Assist in monitoring the implementation of the reorganization programme
• Review the appraisal and distribution plan of the bankruptcy property

• Providing overall analysis and appraisal of the case
• Drafting legal instruments such as pleadings/applications for arbitration
• Taking preservation measures
• Participating in a court hearings
• Assisting with appeals
• Assisting in retrial proceedings
• Assisting in the enforcement of valid judgments
• Assisting in settlement negotiations with the other party, and drafting and amending settlement agreements
• Providing day-to-day legal advice relating to dispute resolution matters